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Can You Still Be Contacted For Debt That Was Erased a Decade Ago?
How to Tell the Difference Between Good and Bad Debt
7 Reasons To Seek Credit Counseling
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Unfair Debt Collectors
If you took a poll of the worst types of people in the world, then odds are that debt collectors would be right on the top of that list. Not many people like debt collectors because they can make someone feel like they have been taken advantage of. This is why you need to be able to overcome the tricks that debt collectors like to play on people. The following are some of the reasons that people do not like debt collectors and what you can do to make sure if you are in this position, things will go wisely. The time is now, so do not screw it up. You need to be on top of your game when facing off against collectors.
Scaring People in Being Quiet
Debt collectors can be a scary bunch, It is because of this reason that they can actually intimidate people into being quiet. If a collector bullies you around, then they can threaten you with penalties and bad marks on your credit report. This is enough to make someone keep quiet about nasty collector tricks. Just know that they cannot threaten you. They cannot play games with your credit. Stand up to them because legally they cannot do anything that will make you keep quiet. Do not stand for them bullying you.
People Feel at a Disadvantage Already
Collectors have an advantage because people already feel like they are the ones who are the bad guys. The debt collectors will then prey off of those feelings. The collectors can make the people feel bad for their debts and make them feel like they are the enemy. Know that you did have some trouble but that does not make you the enemy. You need to make sure that you are doing all you can but do not be bullied around by someone who wants you to think less of yourself. You still have rights in this process so make sure they are respected.
Hurt Those Who Can’t Help Themselves
Some people think that people who are poorer are the ones who need to watch out for the collectors. Collectors always like to seem like the big tough guys, and the poor are more influenced by that. Even if you do not have a lot of money that does not mean that you do not have the same rights as everybody else. Use those rights to your advantage and let them know that even though the money might not be there, you will still fight back. Do not let them try to fool you by telling you things that really are not true.
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